TERI

Please call TERI at 1-800-255-8374 during business hours to speak to a customer service representative if you should need assistance at any time. Applications will be accepted 90 days before loan period start date.

Step One
1. Click on Apply On-line Now! in the upper right hand corner.
2. Click For New Application button.
3. Select College/University Tuition and/or Expenses.
4. Select USA from the following pull-down menu.
5. Select Arizona from the following pull-down menu.
6. Select Southwest College of Naturopathic Medicine from the list of approved schools.
7. Click Continue to Step Two.

Step Two
1. Select Graduate from Grade Level pull-down menu.
2. Select 1/2 time or more in a degreed or certificate program from the enrollment pull-down menu.
3. Select Medical from the following pull down menu.
4. Enter amount requested in the following field. (avoid using symbols, decimals, commas, etc.)
5. Click Continue to Step Three.

Step Three
1. Select Teri Health Professionals Loan (6% origination fee) or TERI Graduate Loan (8% origination fee) from the Loan Product pull-down menu.
2. Chose Charter One from the Lender pull-down menu.
3. Select Deferred Principal and Interest from the Repayment pull-down menu.
4. Select the option that best suits you from the Credit Preference pull-down menu.
     a. Credit Ready Student = Not employed, No Co-Borrower, Credit Based
     b. Credit Worthy Student = Current employment (2 year history)
     c. Credit Worthy Co-Borrower = Co-Borrower on application5. Read the following disclosure statement and click on the Accept and Continue button.

Step Four
1. Complete all fields with an asterisk.
2. Select Medicine***MD or equivalent*** from the Program of Study pull-down menu. Avoid using any characters other than numbers and letters to complete the required fields. At any time during this step you are able to save the application and return to it at a later date.

Step Five
1. Submit completed application

Step Six
1. Wait for acceptance decision. You should receive your application decision within 24 hours. If you do not hear within 24 hours, you should call TERI immediately to inquire about your application. 1-800-255-8374.

Step Seven
1. If approved, you should receive a promissory note via email or mail. You can specify on your application how you would like to receive the promissory note. It is recommended that you request an electronic promissory note to expedite your application. You should receive your electronic promissory note (via email) within 24 hours of loan approval. You should receive your hard-copy promissory note (via regular mail) within 7 days of loan approval.

Step Eight
1. Sign your promissory note and retain a copy for your records. Fax it immediately to Teri at: 1.888.454.7630 attention Bryan.

Step Nine
1. Your loan will be processed by TERI. Frequently check the TERI Website to view the status of the loan.

MedFunds
Call 1-800-665-1016 to apply; www.medfunds.com for information.

Bank of America
Call 1-800-344-8382 to apply; www.bankofamerica.com for information.

MedPreferred
Call 1-888-MED-7777 to apply; www.medpreferred.com for information.

Chela
Call 866-55-CHELA (24352) or go to www.chelafinancial.com for more information.

Wells Fargo
Call 1-800-658-3567 to apply; or click here for information.

Sallie Mae
Call 1-800-695-3317 for pre-approval or www.StudentLoanNet.com for information